Skip to main content

Personal Checking Accounts with Benefits!

October 28, 2021

Fast-Easy-And-oh-so-rewarding!.png

Fast. Easy.
And oh so rewarding!

At The Bank of Elk River, all checking accounts include free:

  • g1.png
    Digital Banking
  • g2.png
    Bill Pay
  • g3.png
    Mobile App
  • g4.png
    Secure Digital Wallet
  • g5.png
    24/7 Fraud Monitoring
Compare our checking accounts by clicking on the titles below:
g6.png
overlay_logo.png
g7.png
Great interest on your checking balance

Our tiered rates offer competitive interest on your checking balance PLUS bonus rates available.

g8.png
Shop local, save local with BaZing Rewards

Local discounts and national retailer deals save you money on shopping, dining, travel, and more.

g9.png
Protection and assistance

Stay protected on the go with cell phone protection1,2, ID theft aid1,2, and 24/7 roadside assistance.

g10.png
$10,0002 Travel Accidental Death Coverage

Gain peace of mind for the unexpected. You’ll be protected with $10,000 in Travel Accidental Death Insurance 24 hours a day.

g11.png
Health Savings Card

Save money on prescriptions, eye exams, frames, lenses, and hearing services.

g12.png
Additional bank benefits
  • One-half percent discount on installment loans with an automatic payment from a Bank of Elk River account
  • $10 discount on Safe Deposit Box annual rental
  • First welcome pack of checks are free
  • Free electronic or paper statement
g13.png
ATM benefits

Access to 32,000 surcharge-free MoneyPass® ATMs across the country with free nationwide ATM withdrawals.

$50 minimum opening balance. Maintain a $1,000 minimum account balance or a $10,000 combined balance across your accounts to waive monthly balance fee of $10.

rev.png
overlay_logo.png
c1.png
Shop local, save local with BaZing Rewards

Local discounts and national retailer deals save you money on shopping, dining, travel, and more.

c2.png
Protection and assistance

Stay protected on the go with cell phone protection1,2 ID theft aid1,2 and 24/7 roadside assistance.

c3.png
$10,000 Travel Accidental Death Coverage

Gain peace of mind for the unexpected. You’ll be protected with $10,000 in Travel Accidental Death Insurance 24 hours a day.

c4.png
Health Savings Card

Save money on prescriptions, eye exams, frames, lenses, and hearing services.

c5.png
Monthly Savings with eStatements

Enroll in eStatements and avoid a $3 monthly paper statement fee.

c6.png
Additional bank benefits

One-quarter percent discount on installment loans with an automatic payment from a Bank of Elk River account.

c7.png
ATM benefits

Access to 32,000 surcharge-free MoneyPass® ATMs across the country with three free non-MoneyPass® ATM withdrawals per statement cycle. $2 for each additional.

$50 minimum opening balance. Only $5 monthly service charge. $3 monthly service charge for primary account holders 22 or younger.

check.png
c8.png
Monthly Savings with eStatements

Enroll in eStatements and avoid a $3 monthly paper statement fee.

c9.png
Additional bank benefits

One-quarter percent discount on installment loans with an automatic payment from a Bank of Elk River account.

c10.png
ATM benefits

Access to 32,000 surcharge-free MoneyPass® ATMs across the country. $2 fee for non-MoneyPass® withdrawals.

$50 minimum opening balance. Maintain a $100 minimum checking balance or receive direct deposit(s) of $500 or more per statement cycle to waive the $6 monthly balance fee.

c11.png

Are you age 18 or younger?

You qualify for additional benefits! Talk to a banker today for more details.

Monthly balance fee waived for primary account holders age 18 or younger. Includes Select Checking benefits plus free eStatements

Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

  1. Subject to the terms and conditions detailed in the Guide to Benefits.
  2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
  3. To earn the bonus interest rate, the account must be enrolled in eStatements and post and clear at least 15 debit card (non-ATM) transactions each statement cycle. The bonus rate is .10% added to the tiered rate you qualify for based on the balance per statement cycle. Click here for current rates.

Watch this short video about our Rewards program

Premier Rewards Checking & Rewards Checking

Benefits Reference Guide

Open a Checking Account today!

OPEN ACCOUNT

Already bank online with us? Log in for a quicker application

LOG IN

Shop local. Save local.

The Bank of Elk River has partnered with BaZing to bring rewards customers more than 400,000 discounts for life, work, or travel.

Browse

Find discounts for dining, shopping, travel, entertainment, and more.

Shop

The restaurants and shops you know and love across the nation are included in the BaZing savings network.

Save

Simply show your mobile coupon to the retailer for instant savings.

Requirements.png

Download The Bank of Elk River Rewards App

The Bank of Elk River Rewards iOS App The Bank of Elk River Google Play App


Real Time Peace of Mind

Protection and monitoring services offered through our Rewards Checking Accounts.

real.png
g14.png

Cell phone protection1,2

Simply pay your cell phone bill with your BaZing checking account, and you’re covered. If your phone is broken or stolen, we’ll pay to have it repaired or replaced, up to $400 per claim (maximum of $800 per year).

g15.png

Roadside assistance

Lock your keys in your car? Car won’t start? Roadside assistance is available 24/7. It’s free to use, up to $80 in covered service charges.

g16.png

ID theft aid1,2

Payment card fraud resolution

If your payment cards are lost or stolen, you have a personal fraud specialist ready to assist you.

Personal identity theft benefit

Receive $2,500 reimbursement for covered expenses you incur to restore your identity.

Identity restoration

Unlimited access to personal fraud specialists provides identity recovery and restoration assistance.

Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

  1. Subject to the terms and conditions detailed in the Guide to Benefits.
  2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
  3. To earn the bonus interest rate, the account must be enrolled in eStatements and post and clear at least 15 debit card (non-ATM) transactions each statement cycle.

Advantage Benefits offers additional perks for those who meet the age requirement or are members of the military.

  • Waived annual ready Reserve fee (subject to approval)
  • FREE first year of Safe Deposit Box rental
  • One FREE box of specialty checks or $10 discount on other check choices
  • FREE cashier’s checks
  • FREE money orders
  • FREE account research
  • FREE counter checks
  • FREE photocopies
g17.png

Qualifying student account holders age 22 and younger can take advantage of special rewards offered through this program.

  • Shop local, save local with BaZing Rewards - Local discounts and national retailer deals save you money on shopping, dining, travel, and more.
  • Protection and assistance - Stay protected on the go with cell phone protection1,2, ID theft aid1,2, and 24/7 roadside assistance.
  • 32,000 surcharge-free ATMs nationwide, includes three free out-of-network withdrawals plus $2.00 for each additional
  • Up to $700 in bounce protection
  • All other Rewards benefits


1 Subject to the terms and conditions detailed in the Guide to Benefits.


2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

BaZing-Students-Rewards.png

It's time to start Banking with Benefits!

OPEN ACCOUNT