Rates

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Business Checking Rates

Interest RateAnnual Percentage Yield (APY)
.10%.10%
The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 3/30/2023

Business Savings Rates

AccountInterest RateAnnual Percentage Yield (APY)
Business Savings0.25%0.25%
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 8/7/2023
AmountInterest RateAnnual Percentage Yield (APY)
Less than $1,000.000.12%0.12%
$1,000 or more, but less than $10,000.000.15%0.15%
$10,000 or more0.20%0.20%
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 3/30/2023
AmountInterest RateAnnual Percentage Yield (APY)
Less than $25,000.000.20%0.20%
$25,000.00 or more, but less than $50,000.000.30%0.30%
$50,000.00 or more, but less than $100,000.000.40%0.40%
$100,000.00 or more, but less than $250,000.000.45%0.45%
$250,000.00 or more0.55%0.55%
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 8/7/2023
AmountInterest RateAnnual Percentage Yield (APY)
Less than $25,000.000.20%0.20%
$25,000.00 or more, but less than $50,000.000.30%0.30%
$50,000.00 or more, but less than $100,000.000.45%0.45%
$100,000.00 or more, but less than $250,000.000.50%0.50%
$250,000.00 or more.0.60%0.60%
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 10/2/2023

Personal Checking Rates

AmountInterest RateAnnual Percentage Yield (APY)
Less than $10,000.000.20%0.20%
$10,000.00 or more, but less than $50,000.000.25%0.25%
$50,000.00 or more0.30%0.30%
To obtain a bonus rate and APY of 0.10% above the applicable tier, you must be enrolled in eStatement and post and clear at least 15 debit card (non-ATM) transactions each statement cycle.

Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 10/2/2023

Personal Savings Rates

Minimum Deposit to earn APYInterest RateAnnual Percentage Yield (APY)
$50.00 average balance0.05%0.05%
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 3/3/2023
Minimum Deposit to earn APYInterest RateAnnual Percentage Yield (APY)
$0.010.30%0.30%
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 8/7/2023
AmountInterest RateAnnual Percentage Yield (APY)
Less than $1,000.000.12%0.12%
$1,000.00 or more, but less than $10,000.000.15%0.15%
$10,000.00 or more0.20%0.20%
Please contact an employee for applicable terms and fees. Interest rates and APY's may change at anytime. Account balance on tiered accounts determines interest rate and APY.
Effective Date: 4/17/2023
AmountInterest RateAnnual Percentage Yield (APY)
Less than $25,000.000.15%0.15%
$25,000.00 or more, but less than $50,000.000.20%0.20%
$50,000.00 or more, but less than $100,000.000.35%0.35%
$100,000.00 or more, but less than $250,000.000.40%0.40%
$250,000.00 or more0.50%0.50%
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 8/7/2023
AmountInterest RateAnnual Percentage Yield (APY)
Less than $25,000.000.15%0.15%
$25,000.00 or more, but less than $50,000.000.25%0.25%
$50,000.00 or more, but less than $100,000.000.40%0.40%
$100,000.00 or more, but less than $250,000.000.50%0.50%
$250,000.00 or more0.60%0.60%
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 10/2/2023
AmountInterest RateAnnual Percentage Yield (APY)
Less than $1,000.001.35%1.36%
$1,000.00 or more, but less than $10,000.001.65%1.66%
$10,000.00 or more2.10%2.12%
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 3/30/2023

CD & IRA Rates

TermMinimum DepositInterest RateAnnual Percentage Yield (APY)
91 Days *$2002.00%2.01%
182 Days *$2002.10%2.11%
12 Months **$2002.15%2.15%
24 Months ***$2002.25%2.27%
36 Months ****$2002.30%2.32%
48 Months ****$2002.40%2.42%
60 Months ****$2002.50%2.52%

CD SPECIALS

5 Months * Special¹$2004.93%5.00%
15 Months *** Special2$2004.81%4.90%

Added Advantage Certificates

18 Months *** (includes one-time optional rate increase)$2,5002.10%2.12%
30 Months **** (includes two-time optional rate increase)$2,5002.25%2.27%

* A penalty of 30 days interest may be imposed for early withdrawal.
** A penalty of 91 days interest may be imposed for early withdrawal.
*** A penalty of 182 days interest may be imposed for early withdrawal.
**** A penalty of 365 days interest may be imposed for early withdrawal.

Minimum early withdrawal penalty of $25.00 for all CD terms.

The annual percentage yield assumes interest remains on the deposit until maturity. A withdrawal will reduce earnings.

Please contact The Bank for applicable terms and fees. 

¹Renewal rate will be 91 day rate we offer on the maturity date. Terms and features will be the same as the original CD.
2Renewal rate will be 12 month rate we offer on the maturity date. Terms and features will be the same as the original CD.

Effective Date: 2/29/2024
TermMinimum DepositInterest RateAnnual Percentage Yield (APY)
12 Months *$2002.10%2.10%
24 Months **$2002.00%2.02%
36 Months ***$2002.05%2.07%
48 Months ***$2002.15%2.17%
60 Months ***$2002.20%2.22%
CD Specials
15 Months ** Special¹$2004.81%4.90%
Added Advantage Certificates
18 Months ** (includes one-time optional rate increase)$2,5002.10%2.12%
30 Months *** (includes two-time optional rate increase)$2,5002.25%2.27%

* A penalty of 91 days interest may be imposed for early withdrawal.
** A penalty of 182 days interest may be imposed for early withdrawal.
*** A penalty of 365 days interest may be imposed for early withdrawal.

Minimum early withdrawal penalty of $25.00 for all CD terms.

The annual percentage yield assumes interest remains on the deposit until maturity. A withdrawal will reduce earnings.

Please contact The Bank for applicable terms and fees..

¹Renewal rate will be 12 month rate we offer on the maturity date. Terms and features will be the same as the original CD.

Effective Date: 1/12/2024