Loans & Credit

In nearly everyone's life there comes a time when you need some extra cash – whether you plan to purchase a home, buy a new car or consolidate your credit card debt. Regardless of the situation, you will appreciate a banking partner who is local and committed to doing everything possible to make your dream a reality. We will review your needs and situation, consulting with you in the process, and make a prompt decision.

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Consumer & Mortgage Lending Staff

Our qualified consumer and mortgage lending staff have the skills and expertise to help you select the right loan for your situation.

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Auto Loans

Looking for the new or used car, truck, van, or SUV of your dreams? The Bank of Elk River can put you behind the wheel quickly and easily.

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Recreational Vehicle Loans

Enjoy the great Minnesota outdoors and beyond with RVs, ATV’s, boats and more.

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Personal Loans

Do you need to consolidate your credit cards and debt? Do you have home improvements to be made such as finishing a basement or adding a deck?

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Student Loans

Whether you're looking for a way to pay off the cost of your education or trying to consolidate previous loans, we can help.

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Mortgage Loans

Looking to build or buy a new home? Look no further than our competitive mortgage loans.

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Home Equity Loans

Use the equity in your home to finance a loan or obtain a line of credit to use as needed.

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Personal Credit Cards

Exploring credit card options with rewards? Check out our personal credit card options.

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Ready Reserve

Be ready for the unexpected with The Bank of Elk River Ready Reserve. There when you need it most.