Loans & Credit

In nearly everyone's life there comes a time when you need some extra cash – whether you plan to purchase a home, buy a new car or consolidate your credit card debt. Regardless of the situation, you will appreciate a banking partner who is local and committed to doing everything possible to make your dream a reality. We will review your needs and situation, consulting with you in the process, and make a prompt decision.


Consumer & Mortgage Lending Staff

Our qualified consumer and mortgage lending staff have the skills and expertise to help you select the right loan for your situation.


Auto Loans

Looking for the new or used car, truck, van, or SUV of your dreams? The Bank of Elk River can put you behind the wheel quickly and easily.


Recreational Vehicle Loans

Enjoy the great Minnesota outdoors and beyond with RVs, ATV’s, boats and more.


Personal Loans

Do you need to consolidate your credit cards and debt? Do you have home improvements to be made such as finishing a basement or adding a deck?


Student Loans

Whether you're looking for a way to pay off the cost of your education or trying to consolidate previous loans, we can help.


Mortgage Loans

Looking to build or buy a new home? Look no further than our competitive mortgage loans.


Home Equity Loans

Use the equity in your home to finance a loan or obtain a line of credit to use as needed.


Personal Credit Cards

Exploring credit card options with rewards? Check out our personal credit card options.


Ready Reserve

Be ready for the unexpected with The Bank of Elk River Ready Reserve. There when you need it most.