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Loans & Credit

August 19, 2018

In nearly everyone's life there comes a time when you need some extra cash – whether you plan to purchase a home, buy a new car or consolidate your credit card debt. Regardless of the situation, you will appreciate a banking partner who is local and committed to doing everything possible to make your dream a reality. We will review your needs and situation, consulting with you in the process, and make a prompt decision.

Our qualified consumer and mortgage lending staff have the skills and expertise to help you select the right loan for your situation.

Consumer & Mortgage
Lending Staff

Looking for the new or used car, truck, van, or SUV of your dreams? The Bank of Elk River can put you behind the wheel quickly and easily.


Enjoy the great Minnesota outdoors and beyond with RVs, ATV’s, boats and more.

Vehicle Loans

Do you need to consolidate your credit cards and debt? Do you have home improvements to be made such as finishing a basement or adding a deck?


Looking to build or buy a new home? Look no further than our competitive mortgage loans.


Use the equity in your home to finance a loan or obtain a line of credit to use as needed.

Home Equity

Exploring credit card options with rewards? Check out our personal credit card options.

Credit Cards

Be ready for the unexpected with The Bank of Elk River Ready Reserve. There when you need it most.