Locations & ATMs
Business Checking
Hassle-free checking accounts that help you take care of business.
Checking accounts for businesses at every stage.
Whether you are just starting out or you've been in business for decades, we have a checking account option for you. All of our accounts include digital banking, online bill pay, mobile deposits and more. It truly is hassle-free banking.
- Digital Banking
- Online Bill Pay
- Monthly eStatements
- Mobile Deposits
Business Checking Account Options
Basic Business Checking
The classic small business checking account, perfect for lower transaction volumes.
Business Checking
Best for businesses with higher balances and larger transaction activity.
Commercial Checking
A full-featured account for large, active businesses with reduced fees as your balance increases.
Commercial Checking with Interest
An interest-bearing account for large, active businesses that want to make their money work for them.
Cannabis Business Checking
Designed specifically for licensed cannabis operators—dispensaries, cultivators, manufacturers, and distributors—who need more than just a place to deposit funds.
Additional Services
Extra perks of business checking.
A few added conveniences available with every business checking account.
Ready Reserve
A revolving line of credit that serves as overdraft protection.
Business Services
Banking that goes wherever you go, 24/7, and on any device.
Related Services
Other services worth a closer look.
Business Loans
Custom solutions and quick decisions with one goal - to help your business succeed.
Business Credit Cards
Manage your business expenses more efficiently and get richly rewarded with cashback offers.
DISCLOSURES
¹Subject to credit approval.
2An internal bank rate, competitively priced, reviewed regularly, and subject to change monthly at the bank’s discretion. The earnings credit is applied toward the monthly service charge based on an average monthly collected balance. (To qualify for the earnings credit, the cannabis account must be in full compliance with the terms and conditions laid forth in the account agreement. Additionally, if you use a smart safe, your credit will be calculated on 75% of your monthly average collected balance. The earnings credit does not have a cash value and does not carry over from month to month.)
3You will receive provisional credit for deposits held within a smart safe, starting the business day after they are reported to the bank. See the account disclosure for additional details.
4This account requires an active armored vehicle transport contract with our service provider, Empyreal Logistics, at an additional cost outside of the monthly service charge imposed by The Bank of Elk River.