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With digital banking you can bank on your own time schedule - no gas money needed. Transfer funds, pay a bill, set up account alerts and more - all from the comfort of your home.

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Best Auto Loan Rates

Unleash Your Next Adventure

Fetch rates as low as 4.99% APR* today!

Apply Nowfor a vehicle loan

Low-Interest Car Loans with Flexible Terms Near You

Have your sights set on a newer vehicle? We can help!

Upgrade your ride this winter. We offer competitive rates, flexible terms, quick approvals, and no hidden fees. Apply for a loan today online or walk into one of our convenient locations for personalized service.

Competitive Rates & Flexible Terms

Go ahead and shop around. We know our great rates, flexible terms, and exceptional customer service will win your business.

Quick & Local Approvals

Experience the convenience of our fast, local approval process. In most cases, same day or next day funding is available!

Easy Loan Management

Sign up for automatic withdrawals and never worry about missing a payment again. Plus, our digital banking app makes managing your auto loan a breeze.

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Hurry! Offer ends January 31, 2026.

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Disclosures

*Annual Percentage Rate available 11/1/2025-1/31/2026. APR may vary based on credit profile, loan amount, term, and collateral. Autopay from a Bank of Elk River account is required to get the promotional rate. Loan subject to credit qualifications and approval. Offer valid for personal vehicle loans new to The Bank of Elk River; includes new/used and refinanced loans. Other terms and conditions may apply. May not be combined with other offers or discounts. The Bank of Elk River reserves the right to terminate the promotion at any time.

Calculators are provided by Banzai. This calculator is being provided for educational purposes only. The results are estimates that are based on information you provided and may not reflect The Bank of Elk River product terms. The information cannot be used by The Bank of Elk River to determine a customer's eligibility for a specific product or service. All financial calculators are provided by the third-party Banzai and are not associated, controlled by or under the control of The Bank of Elk River, its affiliates or subsidiaries. The Bank of Elk River is not responsible for the content, results, or the accuracy of information.