CD & IRA Rates

Aug 22, 2017

CERTIFICATE OF DEPOSIT RATES

Certificate
of Deposit
Minimum
Deposit
Interest
Rate
Annual
Percentage
Yield (APY)
91 Days * $200 .12 .12
5 Months * Special $200 .25 .25
182 Days * $200 .17 .17
12 Months ** $200 .22 .22
15 Months *** Special¹ $200 1.29 1.30
18 Months ***
(includes one-time optional rate increase)
$2,500 .30 .30
24 Months *** $200 .37 .37
30 Months ****
(includes two-time optional rate increase)
$2,500 .35 .35
33 Months **** Special $200 .70 .70
36 Months **** $200 .40 .40
48 Months **** $200 1.00 1.00
60 Months **** $200 .85 .85



IRA RATES

IRA Minimum
Deposit
Interest
Rate
Annual
Percentage
Yield (APY)
12 Months ** $200 .22 .22
15 Months *** Special¹ $200 1.29 1.30
18 Months ***
(includes one-time optional rate increase)
$2,500 .30 .30
24 Months *** $200 .37 .37
30 Months ****
(includes two-time optional rate increase)
$2,500 .35 .35
33 Months **** Special $200 .70 .70
36 Months **** $200 .40 .40
48 Months **** $200 1.00 1.00
60 Months **** $200 .85 .85

Last Rate Change: July 7, 2017

* A penalty of 30 days interest may be imposed for early withdrawal.

** A penalty of 91 days interest may be imposed for early withdrawal.

*** A penalty of 182 days interest may be imposed for early withdrawal.

**** A penalty of 365 days interest may be imposed for early withdrawal.

Minimum early withdrawal penalty of $25.00 for all CD terms.

Interest rates and APY's may change daily.

1 Different Interest Calculation: The interest rate will be the 12 month rate we offer on new time deposits on the maturity date and will have the same terms and other features as the original time CD.