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Text Banking

October 28, 2021


We're making it easy for you to keep tabs on your account. Once you're set up for Text Banking, you'll just send a text to 89549 and we'll send you a text back with your balance and more! Text Banking is a free service that allows you to quickly request and receive account information via text message. Use Text Banking to keep tabs on your accounts 24/7. You won't need to sign in and it's just as secure as our other services.


  • Free Service
  • Easy access to account information 24/7


  • Currently a Bank of Elk River customer? No problem, move to Step 2. If you are not yet a customer, view our Business Checking or Business Savings account options to take advantage of Mobile Banking or stop into one of our offices to open an account.
  • Already an Online Banking customer? If so, move to step 3. If not, enroll today for FREE Online Banking.

How to Set Up Text Banking

  • Log into your Online Banking account
  • Select Customization, Mobile Settings, Text Mobile Settings
  • Enable your mobile device for text access
  • Enter your phone number, wireless provider and accounts you want to access and click ‘submit’.
  • You will then receive a text message from 89549. Confirm your subscription by typing ‘yes’.
  • You are set to go! Use the following commands by sending to 89549 to utilize Text Banking:
    • Bal = All account balances
    • Bal (the account short name you developed) = Single account balance
    • Hist = All accounts recent activity
    • Hist (the account short name you developed) – single account activity

How to Set Up Text Alerts

  • Log into your Online Banking account
  • Select Customization, Alerts, Text Mobile Settings
  • Click ‘events’ and select ‘text’ for any alert you would like to receive via text
  • Click ‘submit’ and your account is set.