Checking

Free Basic Business Checking

No monthly basic fee/eStatement required
No charge per debit item up to 100
      Each item over 100 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  $0.30
No charge per item deposited up to 100
      Each item over 100 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  $0.30
No minimum balance requirement
Minimum opening balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00

This account type will be switched to Business Checking if customer elects to receive paper statements.

* Upon credit approval

Business Checking

Monthly basic fee. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  $5.00

This fee will be waived if you maintain either a $500 minimum balance or $25,000 in combined deposit and/or loan balances


No charge per debit item up to 150
      Each item over 150 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.25
No charge per item deposited up to 100
      Each item over 100 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.25
Minimum opening balance . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00

* Upon credit approval

Commercial Checking

With Commercial Checking, you receive an earnings credit based on your balance that can be used to offset service charges.

Monthly basic fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $8.00
Charge per debit item . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  $0.12
Charge per item deposited
      Checks drawn on us . . . . . . . . . . . . . . . . . . . . . . . . . . . .  . . $0
      Checks not drawn on us . . . . . . . . . . . . . . . . . . . . . . . . . . . . $0.08
Minimum opening balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$25.00

The earnings credit is an internal bank rate, competitively priced, that is reviewed regularly and may change monthly at The Bank’s discretion.  The earnings credit is applied toward the monthly service charge based on an average monthly collected balance.  Click here to view the current earnings credit rate.

  • No minimum balance requirements
  • Monthly statement with front and back images of checks
  • Free online banking
  • Free InfoLine access
  • Visa & MasterCard merchant accounts
  • Wire transfers
  • Simplified Employee Pension (SEP) plans available
  • Business Ready Reserve (overdraft protection)**

** Upon credit approval

Commercial Checking with Interest

Regular Commercial Checking fees apply. Interest is compounded and paid monthly.  The earnings credit does not apply.
Interest rate and APY may change at any time.