Tips & Resources

How to Save Money on Grocery Bills

How to Save Money on Grocery Bills

Any way you slice it, grocery costs continue to increase. Today, the cost of a loaf of bread has tripled from $.89 twenty years ago. While that may not seem like a significant difference, those extra pennies add up. If more and more of your expenses fall into the grocery category each month, you’re not alone. We’ve put together some top tips to help you save money on grocery bills.

The first step to saving money on groceries happens before you even set foot in the store. Schedule time each week to sit down with your calendar and plan your meals. You can then take stock of what you already have on hand and determine what you need to buy. Then, when you’re at the store, stick to the plan and only purchase the items on your list. Avoid impulse buys and nonessentials.


Compare weekly flyers and sale prices, either from the newspaper, online, or with store apps. Some grocery or big box stores will price match advertised prices. Depending on what’s on sale, you may want to adjust your menu to take advantage of good deals. Comparison shopping may take a little extra time, but the cost savings are worth it in the long run.

While the extreme couponing fad has faded, savings from both paper and online coupons can still add up. Sign up for your favorite grocery store’s rewards program for additional savings and watch for extra promotions. Some stores partner with gas stations for rewards at the pump as well. Couponing and store apps also offer quick, convenient money-saving methods right in the palm of your hand. Try Krazy Coupon Lady or the app.

While it’s tempting to use a convenient service like Shipt, Instacart, or CobornsDelivers, membership and delivery fees quickly add up. Some also allow an option to tip your personal shopper. Plan ahead, schedule your trips to the grocery store, and only use these types of services in a pinch.

If your budget allows, save on your grocery bill by

  • Stocking up during sales on pantry and freezer items.
  • Spending an afternoon making bulk or freezer meals that can be prepared later.
  • Buying store brands and comparing price per ounce or price per unit.
  • Shopping seasonally and avoiding costly produce that’s out of season.

Top tip: Once you’ve saved at the register and prepared your meal, save any leftovers in clear containers to easily identify what’s inside. Store them toward the front of the shelves so you’ll see them every time you open the refrigerator. That way, you’ll waste less food (and money).

Put these tips into practice and you’ll soon see the savings add up. The Bank of Elk River can help you maximize those savings. Contact us to schedule an appointment with a personal banker.

Grocery Shopping Saving Money Coupon App Rewards Program


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