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eSignatures & eDisclosures

February 8, 2023

The Bank of Elk River eDisclosure & eSign Agreement

This agreement is between you and The Bank of Elk River that states you are requesting to receive eDisclosures and use electronic signatures.

The Bank will use your electronic signature to establish your identity and sign electronic documents and forms. You further agree that, for the purposes of authorizing and authenticating electronic bank documents, your electronic signature has the full force and effect of a signature affixed by hand to a paper document.

By enrolling in eDisclosure, you are requesting and The Bank of Elk River is agreeing to receive account disclosures and bank forms via the email address you provide to the Bank. By accessing your documents electronically, you acknowledge that you will not receive paper copies. To access your documents you will need to have Adobe Reader installed on the computer that you use to view the information and any modern browser that supports 128 bit encryption.

If you wish to receive a paper copy of a disclosure/document or other information that is presented to you electronically, please contact or write to The Bank of Elk River, 630 Main Street, Elk River MN 55330. Disclosures and documents will only be mailed to the address we have on file. There is no fee to request a paper copy of a disclosure or document. This agreement will remain in effect until we receive a written request from you to cancel it.

By enrolling, you agree to the terms stated above and are able to meet the minimum requirements for printing or retaining the information that is provided to you. You understand that you have a duty to exercise reasonable promptness in examining the electronic disclosure and/or document.

Your consent covers all disclosures and/or documents that are required or may be provided in regard to your account(s).

We may change any term of this agreement at any time. You will be notified of such changes. If you do not wish to accept the change, you may terminate this agreement by withdrawing your consent to receive disclosures and documents electronically.

We may terminate our eDisclosure/eSign service and revert to printed, mailed disclosures/documents for any reason, at any time.

You agree to inform us if you change your email address. If any emails sent to you in conjunction with this service are returned for any reason, we will attempt delivery three times. After the third time there will not be any additional attempts for that particular notification. In order to maintain current up to date communications you must provide us with your most current email address.

You agree to the terms & conditions within this disclosure and you certify you are able to meet the minimum requirements for printing or retaining the information provided to you.