Opt-In / Opt-Out

To continue the benefits of the overdraft protection you have enjoyed in the past, you are required to "opt-in," or agree to the terms and conditions of the overdraft coverage program.

Should you decide to “opt-out” or not make any decision, you no longer receive overdraft coverage protection on one-time debit card transactions and ATM withdrawals. Beginning August 15, 2010, one-time debit card transaction and ATM withdrawals may be declined at the point of sale if the transaction will result in insufficient funds.

To Opt-In or Opt-Out, Contact Us by Secured Email or call Customer Service at 763-241-8522.


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